@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--ink:#17232e;--ink2:#22313d;--paper:#f5f6f4;--white:#fff;--line:#d8dde0;--soft:#e9edef;--accent:#b4302f;--muted:#5c6871;--radius:14px;--max:1220px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Manrope,Arial,sans-serif;background:var(--white);color:var(--ink);font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}.topbar{background:var(--ink);color:white;font-size:14px}.topbar .wrap{display:flex;justify-content:space-between;gap:20px;padding:9px 0}.topbar a{opacity:.92}.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav-inner{height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{font-weight:800;letter-spacing:-.04em;font-size:23px;white-space:nowrap}.brand small{display:block;font-size:10px;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:var(--muted);margin-top:-3px}.nav-links{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:600}.nav-links a:hover{color:var(--accent)}.nav-cta{background:var(--ink);color:white;padding:12px 18px;border-radius:10px}.menu{display:none;border:0;background:transparent;font-size:26px}.hero{min-height:690px;position:relative;display:grid;align-items:end;background:#cfd7db;overflow:hidden}.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;filter:saturate(.88) contrast(.96)}.hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(14,24,33,.86) 0%,rgba(14,24,33,.66) 45%,rgba(14,24,33,.14) 72%,rgba(14,24,33,.08) 100%)}.hero-content{position:relative;z-index:2;color:white;padding:76px 0 68px;width:min(750px,92%)}.eyebrow{font-size:13px;text-transform:uppercase;letter-spacing:.16em;font-weight:800;margin-bottom:16px}.hero h1{font-size:clamp(46px,6.2vw,82px);line-height:.98;letter-spacing:-.055em;margin:0 0 22px;max-width:13ch}.hero p{font-size:19px;max-width:640px;margin:0 0 28px;color:rgba(255,255,255,.92)}.cta-row{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 20px;border-radius:10px;font-weight:800;border:1px solid transparent;cursor:pointer}.btn-primary{background:var(--accent);color:white}.btn-light{background:white;color:var(--ink)}.btn-outline{border-color:var(--line);background:white}.btn:hover{transform:translateY(-1px)}.quick{background:var(--paper);border-bottom:1px solid var(--line)}.quick-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0}.quick-card{padding:30px;border-right:1px solid var(--line)}.quick-card:last-child{border-right:0}.quick-card b{font-size:15px}.quick-card p{margin:5px 0 0;color:var(--muted);font-size:14px}.section{padding:92px 0}.section.alt{background:var(--paper)}.section.dark{background:var(--ink);color:white}.section-head{max-width:820px;margin-bottom:40px}.section-head h2{font-size:clamp(34px,4vw,58px);line-height:1.03;letter-spacing:-.045em;margin:0 0 16px}.section-head p{font-size:18px;color:var(--muted);margin:0;max-width:740px}.dark .section-head p{color:rgba(255,255,255,.7)}.situation-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:18px}.situation-main{border:1px solid var(--line);border-radius:var(--radius);padding:34px;background:white}.situation-main h3{font-size:28px;margin:0 0 12px;letter-spacing:-.03em}.situation-list{display:grid;gap:0;border-top:1px solid var(--line)}.situation-item{padding:20px 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:48px 1fr;gap:16px}.num{font-weight:800;color:var(--accent)}.situation-item h3{margin:0 0 5px;font-size:18px}.situation-item p{margin:0;color:var(--muted);font-size:14px}.split{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}.split img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:var(--radius)}.split h2{font-size:clamp(34px,4vw,56px);letter-spacing:-.045em;line-height:1.05;margin:0 0 18px}.split p{color:var(--muted)}.guide-list{border-top:1px solid var(--line)}.guide-link{display:grid;grid-template-columns:1fr auto;gap:20px;padding:22px 0;border-bottom:1px solid var(--line);align-items:center}.guide-link strong{font-size:18px}.guide-link span{display:block;color:var(--muted);font-size:14px;margin-top:3px}.guide-link .arrow{font-size:24px;color:var(--accent)}.areas{display:flex;flex-wrap:wrap;gap:10px}.area-chip{border:1px solid rgba(255,255,255,.28);background:rgba(255,255,255,.04);color:white;padding:11px 16px;border-radius:999px;cursor:pointer}.area-chip:hover{background:white;color:var(--ink)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.step{padding:28px 0;border-top:3px solid var(--ink)}.step b{color:var(--accent)}.step h3{font-size:20px;margin:10px 0 8px}.step p{margin:0;color:var(--muted)}.form-section{background:#eef1f2}.form-shell{display:grid;grid-template-columns:.85fr 1.15fr;gap:50px;align-items:start}.form-copy{position:sticky;top:116px}.form-copy h2{font-size:clamp(40px,5vw,66px);line-height:1;letter-spacing:-.05em;margin:0 0 18px}.form-copy p{color:var(--muted);font-size:17px}.form-card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:30px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field.full{grid-column:1/-1}.field label{display:block;font-size:13px;font-weight:800;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;border:1px solid #b8c0c5;border-radius:9px;padding:13px 14px;background:white;color:var(--ink);min-height:50px}.field textarea{min-height:108px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(180,48,47,.18);border-color:var(--accent)}.check{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted)}.check input{margin-top:4px}.submit-row{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-top:20px}.status{font-size:14px;font-weight:700}.status.success{color:#236b44}.status.error{color:#a12d2c}.faq{max-width:900px}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{font-weight:800;cursor:pointer;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq p{color:var(--muted);margin:10px 0 0}.seo-links{display:flex;flex-wrap:wrap;gap:12px 22px;font-size:14px}.seo-links a{text-decoration:underline;text-decoration-color:#aeb7bc;text-underline-offset:4px}.footer{background:#101820;color:white;padding:56px 0 90px}.footer-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:40px}.footer p{color:rgba(255,255,255,.68);max-width:560px}.footer-nav{display:grid;grid-template-columns:repeat(2,1fr);gap:8px 24px}.footer-nav a{font-size:14px;color:rgba(255,255,255,.82)}.legal{margin-top:38px;padding-top:22px;border-top:1px solid rgba(255,255,255,.16);font-size:12px;color:rgba(255,255,255,.56)}.mobile-cta{display:none;position:fixed;bottom:10px;left:10px;right:10px;z-index:70;background:var(--accent);color:white;border-radius:12px;padding:14px;text-align:center;font-weight:800;box-shadow:0 12px 30px rgba(0,0,0,.22)}.article-hero{padding:88px 0 60px;background:var(--paper);border-bottom:1px solid var(--line)}.article-hero h1{font-size:clamp(42px,6vw,72px);line-height:1;letter-spacing:-.05em;max-width:900px;margin:0 0 18px}.article-hero p{font-size:19px;color:var(--muted);max-width:760px}.article{max-width:820px;padding:60px 0 90px}.article h2{font-size:32px;letter-spacing:-.035em;margin-top:44px}.article h3{font-size:22px}.article p,.article li{color:#394650}.article ul{padding-left:22px}.article .callout{border-left:4px solid var(--accent);background:var(--paper);padding:22px 24px;margin:28px 0}.mini-form{margin-top:50px}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:20px}.hp{position:absolute;left:-9999px;opacity:0;pointer-events:none}
@media(max-width:900px){.nav-links{display:none}.menu{display:block}.nav.open .nav-links{display:flex;position:absolute;top:76px;left:0;right:0;background:white;border-bottom:1px solid var(--line);padding:20px;flex-direction:column;align-items:flex-start}.hero{min-height:620px}.hero:after{background:linear-gradient(90deg,rgba(14,24,33,.88),rgba(14,24,33,.45))}.quick-grid,.steps{grid-template-columns:1fr}.quick-card{border-right:0;border-bottom:1px solid var(--line)}.situation-grid,.split,.form-shell,.footer-grid{grid-template-columns:1fr}.form-copy{position:static}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.section{padding:70px 0}.mobile-cta{display:block}.footer{padding-bottom:110px}.topbar .wrap{justify-content:center}.topbar span:last-child{display:none}}
@media(max-width:560px){.wrap{width:min(100% - 28px,var(--max))}.nav-inner{height:68px}.brand{font-size:19px}.nav.open .nav-links{top:68px}.hero{min-height:580px}.hero-content{padding:54px 0}.hero p{font-size:17px}.section{padding:58px 0}.form-card{padding:20px}.submit-row{align-items:flex-start;flex-direction:column}.footer-nav{grid-template-columns:1fr}.situation-main{padding:24px}.article-hero{padding:64px 0 46px}}